mimpi yang sempurna: Ubcoin is Ebay-like peer-to-peer marketplace.

Ubcoin Marketplace is a global mobile marketplace for buying and selling real world goods for cryptocurrency. The number of cryptocurrency holders is projected to increase nearly 10-fold, from the current 22 million to 200 million worldwide by 2020. The simplest way to become an owner of cryptocurrency is by selling goods for crypto. This approach will drive mass adoption in the coming years. Capitalization of the cryptocurrency market is around $300 billion. There is a great demand to spend that wealth by buying real world goods for crypto. Nearly half of all online buying and selling activity now occurs in marketplaces, while mobile commerce will soon surpass web commerce as global smartphone penetration reaches 37% of world’s population by 2020. The Ubcoin Marketplace is not a greenfield project, but an extension of the Ubank mobile app: • A matured company, existing since 2009 • Our current product, Ubank, has over 16 million installations worldwide • We consist of 50+ developers, top management and advisor talent • Ubcoin will enhance and reinvent existing product value proposition • Samsung and Fly pre-install our current product on all smartphones, sold in 10 countries of Eastern Europe and Central Asia, including flagship Galaxy 9 The token sale seeks to raise financing to expedite development of Ethereum blockchain-based smart contracts, of AI-based screening and KYC technology, and to fund global expansion. Ubank app’s unique distribution model through pre-installation by manufacturers will be scaled to new geographies.

Problem Statement

Presently, tens of millions of people legitimately own cryptocurrencies. Hundreds of millions around the world are aware of cryptocurrencies and would like to obtain them. Many view crypto as a means of investment with stunning returns, and others seek benefits of seamless digital transactions and new business opportunities afforded by blockchain technology. Mass adoption of cryptocurrencies is inevitable and imminent. The cause and credit is owed to many trail-blazing entrepreneurs and visionaries, including the source of our inspiration and object of deepest respect, Telegram. The moment of mass adoption will definitely come sooner rather than later. Consumers need a simple, fast and safe means of obtaining digital currency. Capitalization of cryptocurrencies fluctuates around $300 billion. Yet the governments, banks, and international payment systems around the world drag their feet in establishing clear rules of regulating crypto transactions to enable law-abiding citizens buying and selling physical goods using their digital assets. A large portion of $300 billion is ripe for spending - conversion into physical assets. The goal of our company is to empower consumers around the world to _Mrtici_MtRin crypto and to enjoy the purchasing power of their crypto investments by creating a Ubcoin digital marketplace where they can freely and securely buy and sell goods for cryptocurrency.

Vision

1. Many people want a simple and safe way to obtain a stake in cryptocurrency, but do not know how. They are not miners, not speculators, just individuals who see added value in investing in cryptocurrency. The number of cryptocurrency owners is projected to increase from a current 22 million to over 200 million by 2020.

2. Yet these same people are very comfortable with buying and selling on Ebay, Amazon, WeChat, Etsy, Taobao and the like. In 2016, marketplaces accounted for 44% of the world’s $2.44 trillion spent online in 2016.

3. Cryptocurrency wallets are primarily concentrated on mobile devices, with over 65% of wallets being mobile. Global smartphone penetration is projected to reach 37% by 2020.

4. Global population of digital buyers will surpass 2 billion people by 2020.

These four pivotal forces combine in the global mobile marketplace where people can:

• Easily become owners of cryptocurrency by selling goods

• Easily spend their cryptocurrency wealth by purchasing real world goods The global Ubcoin Marketplace, powered by Ethereum blockchain and the exchangetraded UBC cryptocurrency, enables these endeavors with peer-to-peer smart contracts for buying and selling goods:

• Sellers are interested to receive cryptocurrency for their wares. Utility of settlement + Investment vehicle = mass adoption of digital currency;

• Buyers are realizing the cryptocurrency investment gains and purchasing power, yet are spared the pain and risks of switching between crypto and fiat currency;

• Smart contracts ensure that transactions are seamless, secure, enforceable, transparent and decentralized. The smart contract technology allows the Ubcoin Marketplace, to ensure safety, executability, intractability and verifiability of a transaction, successfully facilitating peerto-peer transactions. As regulation concerning acceptance of digital currencies in a B2C arena evolves, the marketplace will add business sellers and buyers to its roster. The smart contracts will obliviate many existing intermediaries, the leeches of value chains. The delivery economy facilitates explosive growth in the form of direct manufacturer-to-consumer transactions, allowing for much more attractive pricing for both buyer and seller. Make-toorder manufacturing becomes a much more relevant business model. Some transactions may, in the future, require additional KYC/AML procedures for execution of smart contracts for certain types of deals, involving third-party providers (i.e. delivery companies, couriers, notaries). The Ubcoin platform envisions seamless engagement of these parties. We pay special attention to ensuring the legitimacy of goods and services sold on the Ubcoin marketplace. We are developing an advanced AI technology to help pre-screen seller postings for any potential infringements of reason, morality, safety and due care.

Token Details

Token Supply Distribution

• Limited Private Pre-Sale The limited private token pre-sale is exclusive to contributorb wanting to contribute 5 ETH or more. To be a part of the private sale you must email hello@ubcoin.io with your full name, contribution amount in ETH and your email address. We will respond with a few simple auditing questions. Once verified, we will then add your address to the whitelist within the smart contract so that your contribution is accepted.

The private pre-sale has an exclusive token sale rate. Allocation is done on a firstcome-first-served basis for a total maximum lot of 00 000 tokens.

Public Token Sale

Details Tokens will be offered to the public in three stages within general terms of UBC token sale. Each stage differs only in terms of placement price per token. General terms of UBC token sale (estimated dates, may be subject to change):

Token distribution

The maximum supply of tokens will be distributed as follows:

Long-Term Token Value

Native to ecosystem

Proprietary UBC tokens power our peer-to-peer marketplace ecosystem. Smart contracts will not accept any other cryptocurrency.

Fee discounts

UBC token holders will receive discounts on fees. Discounts will be linked proportionally to the size of their UBC holdings. This generates an incentive for clients to buy and hold UBC.

Token buyback program

Up to 10% of Ubcoin’s net operating profits are diverted to a token buyback program in order to promote the stability of the UBC.

Reserve pool

A significant portion of tokens will be set aside for growing business, and to ensure that no new tokens enter into circulation at prices lower than the prices during the initial Token Sale.

Anti-dumping measures

Strong anti-dumping prevention mechanisms.

Token burn program

5% of Ubcoin fees from user transactions are burned to reduce the token supply as business grows.

We will be listed on top Exchanges shortly after ICO is finished.

Due to applicable confidentiality policies of the exchanges, we may not yet disclose the names of the exchanges we are negotiating with.

For more information:

Website: https://ubcoin.io/en

Telegram: https://t.me/ubcoin

Twitter: https://twitter.com/ubcoin

Facebook: https://www.facebook.com/Ubcoin-838741126308809/

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